Tips To Keeping Your Car Insurance Rates Low

Cheap Car Insurance Rates in Florida - Image of Man Smiling Driving - Kirby Soar Insurance

Keeping Cheap Car Insurance Rates

In 2019 the average American driver’s car insurance premium was $1548. That average is nearly 30 percent higher than 2011’s average rates. With auto insurance premiums increase with such speed it makes sense that many people choose to stick with their existing plan. Shopping around for a better deal might seem impossible or an overwhelming task for drivers. However, if you don’t shop around, you won’t know if you are wasting your money. Kirby Soar Insurance has some tips that can help you keep cheap car insurance rates in Florida.

Steps To Finding Cheap Car Insurance Rates 

Whether you’re currently in the market for a new insurance company or want to stay with a trusted auto insurance provider like Kirby Soar Insurance, you will want to know what you can do to keep your insurance premiums at their lowest. As a Plant City Florida auto insurance provider, Kirby Soar Insurance wants to give you our best tips for obtaining and maintaining cheap car insurance rates.

Strategy For Finding The Best Auto Insurance Rates

Did you know the majority of all car owners have been with their current insurance provider for at least 15 years? Why not shop around? You deserve the lowest premiums and the best coverage. That’s why you have to shop strategically. Start by contacting individual agents who offer competitive prices, like ours at Kirby Soar Insurance. An independent agent will work to find you the best rate. Our independent agents work for you, not the insurance companies.

Be Cautious

A low premium can be deceiving. If your insurer is not able to provide quick or fair claims settlements then they aren’t the auto insurance provider for you. When cash flow is tight that low premium looks appealing. Although not being able to settle a claim when you have an accident is extremely counterproductive. Our Kirby Soar Insurance agents helps you choose an insurer that has good customer service reviews and claim payouts.

Don’t Cut Corners With Your Auto Insurance

Cutting corners is dangerous, and not just when you’re behind the wheel. Medical expenses and property damage aren’t bills you want to be stuck with if you are found at fault in an accident. You should have more than the legal minimum of liability coverage, even though you may feel like your assets are not worth protecting. Legal fees, a lawsuit, and possibly garnished wages will only make a bad situation even worse. 

Be A Safe Driver

Driving and parking violations are a sure-fire way to spike your car insurance rates. A single ticket for using your cell phone while driving can cause your car insurance premium to rise by as much as 20 percent. Consequently, receiving a ticket for reckless driving can make your car insurance rates spike by 70 percent! Even something as simple as driving with a headlight or tail light out can increase your once cheap car insurance rates.

Cheap Car Insurance Premiums in Plant City & Hillsborough County 

Finding, and keeping cheap car insurance rates is hard work. Why not let Kirby Soar Insurance do the work for you? We provide services to customers in Hillsborough County and Polk County. Our agents are dedicated to finding the best car insurance rates for you. If you live in Plant City, Valrico, Lakeland, Mango, Brandon, Mulberry, or surrounding areas contact Kirby Soar Insurance and let us help you find your ideal car insurance coverage. Just call (813) 752-1680 or feel free to come by our office, located at 809 South Evers Street in Plant City, FL.