Can you really save money when bundling your insurance plans?
Commercials and catchy jingles constantly remind you that bundling your insurance services with one company will save you lots of money. However, after the jingle is over most people forget, and go about their lives. Kirby Soar Insurance is here to tell you that this is not a good idea. For once, there is truth in advertising and you could be saving a good amount of money by bundling your insurance. We’ll discuss how it works in this article.
Is Bundling Your Insurance Right For You?
To answer this question, you’ll need to do some comparison shopping. Shopping for multi-policy bundles can be a very time-consuming process. You have to reach out to each company, get a quote for each policy you need, and then compare the numbers. That’s where working with an independent insurance agency like Kirby Soar Insurance can be so valuable. Our agents are not tied down to any one insurance provider, which means we can shop around for you. Imagine how much time you are going to save! If you live in Polk County, Hillsborough County or surrounding Central Florida area, Kirby Soar Insurance is ready to provide you with the best options for individual plans, and the best bundles. Of course, if you’d rather do your own research, then Kirby Soar Insurance has tips that can make the process easier.
How To Bundle Your Insurance Plans
It’s true that seeing is believing. When bundling your insurance, you can literally see the benefits and savings on your account statements. To get the process started you will need the current information about your insurance plans you wish to bundle. Then you will need to compare other companies’ offers in terms of coverage and cost. Once you gather all this information, you’ll be able to do a full comparison of policies you currently have versus the plans other companies offer.
How do you make this comparison? The factors you will need to compare should be easily located on a section of your insurance information called the declarations page. The declarations you’ll need to compare are:
- Annual premiums
- Coverage amounts and types (in each section of your policy)
- Policy term
What insurance policies can you bundle?
Now that you’ve compared plans between companies, you need to see what discounts you can get by bundling your insurance policies. Each company can offer a different discount for bundling your insurance policies with them, so it is best to reach out to each of them individually to be sure. The types of insurance policies you can bundle together are:
- Umbrella (used to refer to liability insurance that is used in excess of other policies, or for losses that are not covered by other policies)
Let Kirby Soar Insurance Decide If Your Should Bundle Your Insurance Is Worth It!
Of course, we know you are busy and probably do not have time, nor do you want to do all of this work yourself. However, that doesn’t mean you have to accept paying more for your insurance. Kirby Soar Insurance can do the comparison work for you and save you the headache and time. Let us simplify your life, protect your assets, and save you money by bundling your insurance with one company. To get started, all you need to do is contact Kirby Soar Insurance online or call us at 813-752-1680. We’re happy to help people just like you in the areas Plant City, Valrico, Lakeland, Mango, Brandon, Mulberry and throughout Central Florida.